The fintech sector is evolving and there are already many opportunities to regulate institutions that handle their clients’ funds. Having a banking license is not the only option for dynamic companies like Rilla, which offer financial services to customers. Some of the services of the platform are provided by a company from the Group of MFG – Easy Payments Services OOD, which has a license for an electronic money institution issued by the Bulgarian National Bank. Another part are provided by April Finance EAD, which is again a company part of the Group of MFG and which is registered as a non-banking financial institution in the BNB register. Both companies provide financial services to customers according to the relevant regulations.